650.316.8970

Brokers Love Us

Learn Why

About

Milestone Financial, LLC.

Founded in 2007, Milestone Financial LLC is a wholesale real estate lender, originating or purchasing loans secured by California real estate.

+ Start a Loan

we are really cool

Why Milestone Financial LLC?

Reliable
Responsive
Fast closings
We lend on most property types in California
Difficult and unique property types - OK
Foreclosure or Bad Credit - OK
Over 35 years of experienced comprehensive knowledge of Real Estate

At Milestone, we value our broker relationships and do everything possible to facilitate quick, straightforward transactions. We also welcome the chance to work with new brokers. We focus on making the entire loan process fast and simple. We are very easy to work with!

Do you need a Real Estate loan fast for a hard-to-qualify borrower or project? Milestone may be your answer. Milestone is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, commercial, retail, office, industrial and land.

More importantly, Milestone can get your loan funded within 5 to 10 days and can usually quote within 24 hours. As a small team of experienced real estate lending professionals, we know what you need and are here to help you with exceptional personal service to quickly get your loan closed.

We handle bank turndowns, bankruptcies, foreclosure bailouts and we do not have a minimum credit score. Simply request a quote by filing out a few simple details or giving us a call at 650-690-1473.

Request a Quote

Milestone Financial LLC offers flexible, non-consumer loan programs for most types of California real estate, including single family, condominiums, apartments, multi-family, commercial, retail, office, industrial, and land. Check out the details from some of our latest loan programs.

*Loan programs, rates, and points change weekly. Call or email us for the latest details on our loan programs. Click here for disclosures and loan requirements.

1st TD's

Loan Amount - $85K to $1.5Mil
Loan-to-Value (LTV) - Up to 65%
Prepayment Fees? - None
Max. Senior Debt - N/A
Loans on Residential - Yes
Loans on Investment Prop? - Yes
Business Purpose Loans? - Yes
TIC? 1031 Exchange? - Yes
Term? - 1-5 Years
Interest Rate - From 10.25%
Our Loan Fee [Points] - From 3%

Other:

Appraisals can be waived
Foreign Nationals OK

2nd TD's

Loan Amount - $85K to $750K
Loan-to-Value (LTV) - Up to 60%
Prepayment Fees? - None
Max. Senior Debt - $750,000
Loans on Residential - Yes
Loans on Investment Prop? - Yes
Business Purpose Loans? - Yes
TIC? 1031 Exchange? - Yes
Term? - 1-3 Years
Interest Rate - From 12.49%
Our Loan Fee [Points] - From 3.50%

Click here for a fast 24-hour quote

So how do I get started? Click below for a fast 24-hour quote. Once you are ready to submit your property loan, simply provide the following information and your client will be on their way to getting the money they need in as few as seven days — no matter if they have bad credit or not. It’s that simple!

Completed and signed 1003 loan application
Recent appraisal
Preliminary title report
Sales contract for a purchase loan
Borrower credit report
Income verification for the borrower
Photos of the property (front, back and interior)
Termite report

Email us for appraisal requirements and a list of approved appraisers. Click here for information on loan purpose requirements.

Recent Loans

Our REFERENCES

John A, Loan Office

“I have been doing business with Milestone Financial LLC for over 3 years now, and I must say, Zoë and Will have been wonderful to work with. Doing business with them makes it so much easier, they are very responsive in our submission and questions, they are very fast at getting loans closed and I will say this, there is no one out there that can close a loan as fast as them and I work with many other investors. If you need something closed very fast, good results, and great people to work with Milestone Financial LLC is the place to go. They are my first go to people on all my private money loans. I will continue to do business with them”

Eneeka B, Sr. Loan Processor

“I am thrilled with the results and truly impressed with the Zoë Hamilton & the team at Milestone Financial LLC. The process was amazing and the whole team did an awesome job! My client was in a very time sensitive situation & Milestone Financial LLC went above & beyond to make sure my client’s needs were satisfied. I wowed some new clients—thank you Zoë!”

S. Won, Realtor

“Zoë Hamilton is G-R-E-A-T!!!! Need a loan to close fast? Call Zoë! Even when she's on vacation, she will get it done for you! She is extremely knowledgeable, diligent and has great attention to detail. I have been working with her for about 5 years and she has never ceased to amaze me!”

Mahmood M, Realtor

“I wanted to send in a quick email to let you know how pleased I was with the support I got from Zoë Hamilton on my clients most recent finance needs. Despite challenges and obstacles Zoë managed a difficult loan transaction in 4 days! My clients were in a desperate situation and needed to close quickly. Zoë and her team at Milestone Financial LLC ware available to approve them immediately! She is very knowledgeable about the loan process, stayed in close contact with me, the buyers and the title company. My clients are super happy. I wish all my transactions could be so easy!”